North Dakota Car Insurance
As the number of cars on the road each year increases, so will traffic accidents. It's more important than ever to protect yourself and loved ones with the right North Dakota car insurance.
First-rate North Dakota car insurance at the right price is not unattainable. When you provide a little information, InsureMe finds you up to five free insurance quotes.
It's as simple as that! Don't put it off any longer. Get movin' and get insured today!
North Dakota Car Insurance Information
North Dakota law requires certain minimum coverage amounts. If you drive without it, you could be fined or have your license suspended, so make sure you have the coverage you need.
Type | Description | Minimum Amount |
Bodily Injury Liability | Pays for bodily injury you cause another. | $25,000 per individual $50,000 per accident |
Property Damage Liability | Pays for damage you cause to someone's property | $25,000 per accident |
Uninsured Motorist Coverage | Pays for a bodily injury claim you have against another driver | $25,000 per individual $50,000 per accident |
Underinsured Motorist Coverage | Pays the difference for a bodily injury claim you have against an underinsured driver | $25,000 per individual $50,000 per accidnet |
Basic No-Fault | (PIP) Covers economic loss that results from an injury in your auto. It doesn't matter who was at fault. | N/A |
Remember, being adequately insured is more important than saving a few bucks and will actually save you money if you get into an accident.
Some Extras—Non-Mandatory North Dakota Coverage
- Collision Coverage: Covers physical damage to your car resulting from a collision with another car.
- Comprehensive Coverage: Pays to repair physical damage to your car from events other than collision, i.e. theft, fire or vandalism.
- Towing: Provides reimbursement for towing expenses resulting from an emergency situation.
Another Great Reason to Live in the Roughrider state—Low Premiums!
Although car insurance premiums vary, North Dakota repeatedly boasts one of the lowest average auto insurance premium rates in the U.S.
Premiums are based on the following factors.
- Amount and Type: The lower your payout limits and less inclusive your coverage, the less you pay in premiums.
- Driving record: A clean driving record results in lower premiums.
- Age, sex and marital status: Certain demographical segments have more accidents and violations, which cause those groups to have higher premiums. For example, young, single male drivers usually pay the most.
- Location: The more people, the more accidents. So those residing in metropolitan areas pay more than those in rural ones.
- Your ride: Because some cars cost less to fix, individuals with those cars generally pay less.
- How much you use it: This one is simple: drive less = pay less.
- Credit history: A strong credit history may favorably affect your premium rate.
Shopping with InsureMe saves you time and money. Give us some information and get your free quotes as soon as tomorrow. Get rollin' toward the right car insurance, and protect yourself and loved ones today!
