Save Hundreds on Your Car Insurance Without Switching to Geico

Don't get us wrong, Geico is great, and their TV ads are truly sublime, but they are not the only way to save money on your insurance.

In fact, there are a lot of insurers out there that would probably love to give you a break on your premium—and your current insurer may be one of them.

Let us explain.

We can't guarantee anything, but there's a decent chance that if you call up your current carrier and ask for a lower rate, they will be able to oblige. (Ditto for the interest rate on your credit card.) Perhaps there's a discount you didn't know you were eligible for--or maybe the insurer will give you a small break simply to keep you as a customer.

But if that doesn't work, there's always InsureMe.com, where you can fill out one form and get multiple quotes from competing insurers. Who knows? You may get the lower quote from Geico--or another insurer with less funny ads.

Many (if not most) people are allergic to all things insurance-related, and they pay higher premiums than necessary because they'd rather watch grass grow and paint dry than shop around for a better rate. 

But these people don't realize that shopping around is actually pretty easy when you use an online quoting service, like, say, InsureMe.com. (Did that sound too biased?)

Here's how our service works:

  1. Complete our quote box (above left) and request free auto insurance quotes.
  2. Hear back from local agents and compare all your options.
  3. Pick the policy that fits your needs and budget best.

Pretty straightforward, isn't it? We've taken the hassle, bother, worry and annoyance out of shopping for insurance.

Other ways to save hundreds on your car insurance

  • If you’re in the market for a car, compare insurance rates on potential cars—there can be quite a bit of variation. (If you’ve got your eye on a expensive, high performance speedster, be prepared to pay more for insurance.)

  • If you drive an old car, consider dropping comprehensive and collision coverage. The Insurance Information Institute offers this handy rule of thumb: “It may not be cost-effective to continue insuring cars worth less than 10 times the amount you would pay for coverage.”

  • If you can potentially afford higher out of pocket costs in the event you need to file a claim, raise your deductible. (The deductible is the amount you pay before your insurer starts paying.)

  • If you own a home, consider consolidating your auto and homeowners insurance under one insurer. Discounts for combo policies can be significant.

  • If possible, reduce your mileage by taking public transit.

Insurance may never be a subject you find great pleasure in, but everyone can get excited about saving some cash.


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