USAA United States Automobile Association

9800 Fredericksburg Road San Antonio, Texas 78288
Date Incorporated: 
1922
AM Best Rating: 
A++*
Phone: 
210- 498-2211
Website: 
https://www.usaa.com/
Lines of Insurance: 
Auto, Home Life, and Long Term Care

Background & History:

 In 1922, Major William Henry Garrison called together 24 of his fellow army officers at the Gunter Hotel in San Antonio, Texas to discuss the issue of automobile insurance. Due to their recurrent relocation, many officers’ policies were generally expensive and often cancelled without notice.
 
The officers decided to form a mutual company, which meant they would insure one another. They used the Army Cooperative Fire Insurance Company as their model and called the new venture the United States Army Automobile Association. The group signed and agreement and selected a president, vice-president, and board of directors, all active duty army officers. Soon after, they hired Harold Dutton as the company’s manger, and set up an office at Kelly Field in San Antonio. Throughout the century, the number of wars and military build-ups increased the number of eligible members and caused the company steady growth.
 
Company Overview:
 USAA offers its products to U.S. military personnel and their dependents. The company’s products are sold by agents through mail, the internet and the telephone. Since the 1920s, the company has grown to become the fourth largest auto and home insurer in the country.
 

*As of July, 2009

States Served: 
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
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