Auto Insurance Companies
Buying a car can mean increased expense—and sometimes increased insurance prices. For this reason, auto insurance companies recommend you do your homework before purchasing that new or used car…and that's where InsureMe comes in.
With a little information and just a few minutes of your time, we can get you up to five quotes from top auto insurance companies in your area.
Don't buy that new car without all the facts! Contact InsureMe first and let us put you in contact with dependable auto insurance companies—before you sign on the dotted line.
Buying and Insuring a New Car
Shopping for a new car can sometimes be overwhelming. Wading through make and model options is difficult enough…but then there are financing and insurance decisions to make, too.
Auto insurance companies know you have much to consider when looking for a new car. You can get a reliable range of projected insurance costs by consulting with several different agents about the car makes and models you are interested in.
This will also help you determine whether or not that sports car you're considering is a good deal—or whether you should settle on the economical gas-saver instead.
Know Your Style
Before you head out to the car lot, you need to make some basic decisions. Consider the same issues auto insurance companies consider when setting insurance rates, like:
- How you use the car
- How many passengers you typically carry
- How often you drive
- Where you drive
- What features are important to you
- Style and brand preferences
Examine each of these details carefully, as each helps determine the premium you pay for your auto insurance. Think car use, not necessarily car model, as auto insurance companies would. This will help narrow your choices significantly.
Armed with this information, evaluate your needs and preferences and determine your own current style. When the time comes, auto insurance companies can help you decide which cars fitting that style afford you the lowest auto insurance costs.
Get Educated
Once you have a clear picture of what you want and need, investigate your choices. Visit your local library or bookstore and read up on each vehicle. Familiarize yourself with current prices and features.
Then make a list of all the features and options important to you—everything from head and leg room to transmission type, engine and trunk size, and safety features included. Auto insurance companies give discounts for some of these items, so they can be special budget- busters.
Examine All Costs
Finally, write down all models containing the features you want and can afford. Consider all costs involved in buying each of these cars, including sticker price, gas, maintenance, financing rates, taxes and the price auto insurance companies would charge you for insurance.
Talk to a financial advisor or get loan pre-approval from a bank. Then set your price range—an amount you can comfortably afford to spend each month—and don't even consider buying a car that doesn't fall within this range.
If you can't afford everything you want, prioritize the features on your list and go with the vehicle that's priced right and has the most features you want.
Comparison Shop
This applies to both your car and your insurance. Now that you've narrowed your search considerably, compare sticker prices from your research and get insurance prices from your local auto insurance companies.
Collect brochures, ask the salesperson in your local dealership for information, take test drives to make your selection even easier, and contact auto insurance companies to find out what you can expect your yearly auto insurance premiums to cost.
Negotiate a Deal
At this point, the more information you have, the stronger your bargaining position.
Ask the dealer about cash incentives, rebates and other discounts. Then call auto insurance companies and inquire about their discounts. Let insurers know you are shopping around so you'll get their best prices up front.
Finally, let both the dealer and the insurer know your bottom line—and stick to it!
Purchase with Confidence
Buying a new car can be enjoyable. But don't throw caution to the wind by doing it unwisely, or without all the facts. Think about what's important to you, do your research, talk to auto insurance companies, check your budget and shop around for the best deal you can get. Then purchase that new car with confidence—and enjoy!
Let InsureMe Help
InsureMe works with competing auto insurance companies nationwide every day, and we'd like to help you find the best insurance available for that new car.
So give us a call or sign up for your free quotes at the top of this page today. We'd like to save you some money!
