California Auto Insurance Quotes
With so many insurers competing against each other, finding affordable California auto insurance can be difficult.
Here at InsureMe, we understand, and we've created a solution. By using our free referral service, we do the shopping for you—providing you with up to five free quotes on California auto insurance for your comparison!
Don't waste another dollar on those expensive premiums. Find affordable California auto insurance today.
Important Information about California Auto Insurance
Required Coverage
Under California law, every motorist is required to carry California auto insurance that satisfies state requirements. The two coverages required by the State of California are bodily injury and property damage liability.
Bodily injury liability provides funds for medical expenses, lost wages and pain and suffering if you are responsible for injuring someone in an auto accident. The minimum coverage amounts under California law are $15,000 for bodily injury per person, $30,000 for bodily injury per accident.
Property damage liability provides funds to pay for damages to another motorist's car if you are found liable for an accident. The minimum liability limit for property damage is $5,000.
It is important to realize that these limits are the maximum amount of money your insurer will pay out if you are responsible for an accident, and may not be enough to cover damages for which you are responsible. It is for this reason that you may wish to consider purchasing higher amounts of California auto insurance.
Protecting Consumer Rights
California has many regulations in place to protect your rights as a consumer, some of which include:
- Requiring insurers to offer a good driver discount if you have driven at least three years with no more than a point on your driving record.
- Prohibiting the cancellation of your California auto insurance unless you have committed fraud, failed to pay your premium or if the rates for the hazard against which you are insured increase substantially.
- Determining your California auto insurance rate by state-mandated criteria, such as your driving record, the number of miles you drive per year and how many years experience you have behind the wheel.
For more information on your rights as a consumer, contact the California Department of Insurance at (800) 927-4357.
Saving Money on California Auto Insurance
- Use InsureMe's free referral service to find the best rate
- Maintain a clean driving record
- Increase the deductibles on collision and comprehensive coverage as high as you can without jeopardizing your finances.
- Ask about discounts for insuring multiple cars, taking driver's safety courses or insuring a car with anti-theft devices.
Employing these tips will ensure that you're getting the lowest possible rate on California auto insurance.
Find California Auto Insurance Now!
Comparing quotes is the only way to find the best deal on California auto insurance. Simply enter your information to the right and receive up to five free quotes on California auto insurance today!
