California Car Insurance Quotes
Thanks for visiting InsureMe's California car insurance quotes and information page. InsureMe's free auto insurance quote service for California lets you get up to five free, affordable car insurance quotes without any obligation. To start saving, just fill out the form on the right!
What You Need to Know about California Car Insurance
Lowering Your Premium
Everyone wants the best possible rate for California car insurance. Check out the tips below to lower your premium:
Start Shopping. Use InsureMe's free referral service to compare multiple quotes, free of charge. You should also check into California car insurance rates before buying a new car.
Keep it Clean. Maintaining an unblemished driving record will help ensure the best possible rates on California car insurance.
Take Advantage. Ask your agent if there are any discounts for which you are eligible. Remember, discounts are one of the best ways to save on California car insurance!
Increase Deductibles. Boosting your deductibles for collision and comprehensive coverage will ultimately lower your premium—just make sure you don't jeopardize your finances to lower your premium.
Utilizing these tips will ensure that you get the best possible rate on your California car insurance!
Mandatory Coverage
California motorists are required by law to carry California car insurance in amounts that satisfy state requirements. Under California law, you are required to cover both bodily injury and property damage liability coverage.
The minimum liability amounts under state law are $15,000 for bodily injury liability per person, $30,000 for bodily injury liability per accident and $5,000 for property damage liability per accident.
Remember that these are the minimum limits allowed by the State of California, and they may not cover all damages for which you may be responsible after an accident. Your agent will encourage you to increase these amounts to maximize your protection.
Optional Coverage
The most common coverages people choose to add to their California car insurance policy are collision and comprehensive coverage.
Collision coverage will pay for damage to your vehicle resulting from an accident; comprehensive coverage will pay for damage to your vehicle from non-accident related happenings such as fire, flood and vandalism.
While these coverages are considered optional, your lender may require collision and comprehensive coverage if you have financed the purchase of your car.
Start Saving on California Car Insurance Today!
Shopping around is the best way to save money on California car insurance. By filling out our form to the right, InsureMe will get you five free quotes on California car insurance in your area.
Don't wait for another premium hike. Find affordable California car insurance today!
