Maine Auto Insurance
Finding comprehensive, affordable Maine auto insurance can sometimes be a challenge. But it doesn't have to be that way! InsureMe can help you get just the coverage you need without emptying your wallet.
For up to five free quotes you can compare on your own, submit your information online or give us a call at 800-467-8736. We'd love to help you find quality Maine auto insurance today!
Understanding Maine Auto Insurance
Have you ever wondered what Maine auto insurance actually covers? Finding out before you need to file a claim is a great idea...and finding out before you finalize your purchase is even better. Here are a few definitions to help you better understand what you're looking for:
Bodily injury pays for injury or death you cause others when you are at fault in an accident.
Property damage pays to repair damage you cause to their car or property.
Medical payments coverage insures you, or someone driving your car, against death or injury.
Interpreting What You Need
According to state law, your Maine auto insurance policy must consist of the following coverages:
- $50,000 bodily injury per person
- $100,000 bodily injury per accident
- $25,000 property damage
- $1,000 medical payments
Driving without Maine auto insurance never pays. Your driver's license can be suspended, your car impounded, your driving privileges revoked and/or court costs prescribed. So drive carefully, and buy plenty of Maine auto insurance protection.
Supplying Vital Information
When you apply for Maine auto insurance, give each insurer the same vital information. This will ensure more accurate quotes for the same coverage.
Give each Maine auto insurance provider the following information:
- Information concerning your driving record, including tickets and accidents, over the past three to five years
- Your gender and age
- The address where your car will be garaged
- Your marital status
- Any prior car insurance coverage
- Information about how often and how far you drive
- Your car's make and model
- The names and driver's license numbers of all drivers in your household
Give insurers as much detailed information as possible regarding these facts. This gives them a clearer picture of your claims risk, and enables them to determine the best price available for the coverage you need.
Shopping for the Right Policy
When shopping for a Maine auto insurance policy, be sure to:
- Conduct as much research as possible and comparison shop before buying anything
- Read any and all policies carefully, making sure you understand everything they contain
- Ask your agent or Maine auto insurance company about any discounts available
- Perform a yearly "check-up" to determine if you need to change any of your coverage
Getting More Information
Your Maine auto insurance provider is always your best resource when it comes to getting your questions answered. However, if you find you need additional help, the Maine Department of Insurance stands ready and waiting to assist you. Contact them at 800-300-5000, or online at www.state.me.us/pfr/ins/ins_index.htm.
Comparing Quotes
Let InsureMe provide you the Maine auto insurance quotes you need. We match you with state insurers ready and willing to compete for your business. You talk to insurers, compare quotes and make an informed decision. What could be easier?
Act today!
