Find Maine Car Insurance with InsureMe!
Taking responsibility for your actions on the road means buying plenty of Maine car insurance. And if you're looking for the best place to get Maine car insurance quotes and compare policies, you've found it!
InsureMe, providing consumers with Maine car insurance quotes and information since 1993, is here to make your purchase easy. Just tell us about yourself and your driving habits in the box to your right, and we'll get you the quotes you need from insurers you can trust.
Act responsibly. Buy Maine car insurance today!
Maine Car Insurance
What the Law Says
Maine law says you must buy two major coverages: liability and uninsured motorist. Liability protects you from legal and financial obligation due to injuries or property damage you cause to others while you're driving; uninsured motorist covers your own bodily injury when involved in a hit-and-run accident, or when hit by a driver who is at fault but holds no insurance.
Another Maine car insurance coverage the law now requires is medical payments. If you or someone driving your car is involved in an accident and hurt or killed, medical payments coverage pays for the resulting health care or funeral expenses.
Minimum amounts of these three coverage types include:
- $50,000 bodily injury per person
- $100,000 bodily injury per accident
- $25,000 property damage
- $1,000 medical payments
Protecting Your Own Vehicle
In addition to the basic Maine car insurance coverages described above, you may want to consider buying collision and comprehensive coverage to protect your own vehicle.
Collision insurance pays to repair your car when it collides with another car or some other object, and may be required by your lender or leasing institution. Comprehensive, on the other hand, pays for damage to your car from almost all other causes.
If your car is older, you may not need these types of Maine car insurance protection because your vehicle may not be worth enough to justify the cost. However, if you lease or purchase a new car, buying these coverages can be a wise move.
Qualifying for Discounts
If you have a clean driving record with no accidents or tickets within the past three years, Maine car insurance companies classify you as "low risk." As a result, you may qualify for several different discounts which can help lower your premiums.
Ask your insurer about these Maine car insurance discounts:
- Senior citizen, age 55 or older
- Multiple vehicle savings
- Driver education courses, primarily for younger & older drivers
- Good student, for responsible young drivers
- Safety devices such as air bags and anti-lock brakes
- Antitheft devices, which discourage theft or vandalism
- Low mileage or carpool savings
- Good driver/renewal, for those with good records who renew their policies
- Auto/home, when you buy both policies from the same insurer
Making Your Final Decision
Deciding which Maine car insurance policy to purchase can be difficult. That's why InsureMe searches for multiple quotes to match your situation, allowing you to objectively compare both price and policy limitations from each insurer.
Although price is important, quality protection from a reliable insurer can be even more important when faced with a crisis situation. So don't forget to examine your Maine car insurance company's claims process, quality of service and policy provisions, in addition to price. Your friends and other family members may be an invaluable resource when making your final decision.
Requesting Your Quotes
Now that you have the information you need to make an informed decision, let InsureMe provide you up to five free quotes. Doing the responsible thing has never been easier!
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