Wisconsin Car Insurance
In today's competitive market, InsureMe knows how challenging it is to find affordable Wisconsin car insurance.
InsureMe is here to help. By entering your information to the right, we will provide you with up to five free quotes to help you get the best price on your Wisconsin car insurance.
Questions Answered: Wisconsin Car Insurance
Can I drive my car without Wisconsin car insurance?
No.
Wisconsin's Financial Responsibility Law requires motorists to carry Wisconsin car insurance with liability coverage.
How much liability coverage will I need to purchase?
According to the Wisconsin Department of Insurance, the minimum requirements for liability coverage are as follows:
- $25,000 for the death or injury of one person
- $50,000 for injury or death of two or more persons
- $10,000 for property damage
Do I need uninsured motorist coverage with my Wisconsin car insurance policy?
Yes.
Wisconsin law requires its residents to carry uninsured motorist coverage in the amounts of $25,000/$50,000 for bodily injury only.
What if I'm unable to obtain Wisconsin car insurance?
If you have been turned down by several Wisconsin car insurance companies, you may obtain high-risk coverage through the Wisconsin Automobile Insurance Plan (WAIP). This coverage can be sold to you through your Wisconsin car insurance agent at a higher rate than a voluntary policy.
Shop around while on WAIP to find more affordable plans. Use InsureMe's free referral service to compare up to five quotes at a time.
After four years of WAIP coverage, your Wisconsin car insurance company must accept you for regular coverage as long as you have maintained a clean driving record.
How can I lower my Wisconsin car insurance premiums?
While many things affecting your premium are out of your control, the Wisconsin Department of Insurance recommends a few things you can do to save money on Wisconsin car insurance.
- Practice safe driving. Madison and Milwaukee recently ranked in the top 20 in Allstate's America's Best Drivers Report. Fortunately, in the world of car insurance, safe drivers receive discounts. If you have not had any violations in the last three to five years, your premium will be drastically lower than those with blemished driving records.
- Double up. Ask about discounts for insuring two or more vehicles with the same Wisconsin car insurance company. You may save up to 15 percent!
- Study hard. High school or college students who maintain a B average can save you up to 20 percent on your Wisconsin car insurance.
- Enjoy cold turkey. The Wisconsin Department of Insurance reports that some Wisconsin car insurance companies give a 5 to 10 percent discount for nonsmokers!
The Number One Way to Save Money on Wisconsin Car Insurance is to Shop Around!
Let InsureMe help! Simply enter your information to the right and receive up to five free quotes for affordable Wisconsin car insurance!
