California Medical Insurance
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Having trouble finding private insurance?
If you have been unsuccessful in obtaining private health
insurance for financial or health reasons, check out the following state-sponsored
programs:
The Major Risk Medical insurance
Program (MRMIP)
offers limited health insurance benefits to Californians unable to obtain
coverage because of a pre-existing condition. Some restrictions do apply; for
more on MRMIP, call (800) 289-6574.
The Healthy Families Program, offered through MRMIP, provides low
cost health, dental and vision coverage to kids from low income families not
eligible for public assistance. For more information on the Healthy Families
Program, call (800) 880-5305.
The Access for Infants and Mothers
Program (AIM) was
established to expand care for pregnant women. AIM offers a comprehensive
benefits plan, including both inpatient and outpatient care. For more
information on AIM, call (800) 433-2311. Pacific Health Advantage
(PacAdvantage) provides more affordable
Beware of discount
programs—they’re not insurance plans!
You know the phrase “If it sounds
too good to be true, it probably is”? Well, that goes double for the world of
health care. If a program carries an attractively low sticker price, make sure
it’s not a scam.?? Often these
too-good-to-be-true programs are referred to as “discount health care plans.” These
programs are seldom—if ever—worth the money. If you’re having trouble finding
coverage through a standard private insurance plan, it’s best to go with a
state-sponsored one.
