InsureMe Presents: How to Become a Home Insurance Agent

Are you interested in helping members of your community safeguard their most valued possessions? If so, becoming a home insurance agent could be right up your alley. Read on to learn how you can begin an exciting career in insurance today!

The Basics

As a home insurance agent, you will help homeowners protect both their home and their possessions from catastrophic loss. In the event of a fire, burglary or other calamity, you are the first person the homeowner will turn to—for sympathy, shelter and financial compensation to get them back on their feet.

By becoming a home insurance agent, you are categorized as a property-casual insurer. By industry standards, "property" represents coverage for loss or damage to property, such as to a home, furniture and other personal possessions. The word "casualty" represents coverage for legal expenses from someone claiming they were injured on the covered property. These are two areas with which you will become familiar while training to become a home insurance agent.


Typically, insurance companies tend to favor applicants who have received a degree from a four-year college or university; non-grads may be considered if they have proven a successful track record in sales or previous success in other areas of business.

Today, many colleges and universities offer courses—even major studies—in insurance. If these courses are not available at your college, fret not! You can still become a successful home insurance agent by earning a degree in the following areas of study:

  • Finance
  • Marketing
  • Public Relations
  • Accounting
  • Business Administration
  • Sociology

Studies in computer engineering and software will also be a beneficial tool, as insurers continue to evolve with technological advancements in the industry.

Industry Requirements

While the qualifications of becoming a homeowners insurance agent differ from state to state, almost all states require prospective agents to pass pre-licensing courses and successfully complete an examination on the fundamentals of insurance, as well as consumer rights, regulations and laws.

It's important to understand that if you wish to sell home insurance in states other than where you reside, or if you wish to sell financial products in addition to home insurance, additional licensing is likely to be required.

Get Started Today!

A career in home insurance could give you the success you've always dreamed of—filled with rewarding experiences and opportunity for advancement. Contact the Department of Insurance in your state for more information and details about joining the property-casualty industry!

This information was provided by InsureMe, the leader in online insurance leads for the insurance industry. Since 1993, InsureMe has helped thousands of insurance agents succeed in the insurance business by providing top quality leads that are both detailed and affordable. For more information on InsureMe leads, please visit our agent Web site at

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