How to Become an Insurance Agent
In 2002, the U.S. Department of Labor reported that insurance agents held over 380,000 jobs throughout the country. And, with insurance demands on the rise, it's no surprise that more and more professionals are turning to the insurance industry for rewarding, fruitful careers.
If you're thinking about becoming an insurance agent, you've come to the right place. Read on to learn what you can do to join the ranks of successful insurance agents across the country!
Training and Qualifications of a Successful Agent
As an insurance agent, you will be responsible for helping individuals, families and businesses select insurance policies to protect their health, lives and property. Typically, agents sell one or more types of insurance, such as property and causality, life, health, disability and long term care insurance.
But no matter what kind of insurance you wish to sell, there are certain qualifications that make for a successful agent—learning these traits will give you the help you need to launch your new career!
By and large, most companies and independent agencies favor college graduates with degrees in business or economics. But non-graduates should not be counted out. Non-grads may be considered if they have proven sales expertise or previous success in other areas of business.
Regardless of your educational background, if you're thinking about becoming an agent, you'll want to hit the books. Many colleges and universities now offer technical courses about insurance—some even offer a bachelor's degree.
Experience in sociology and public speaking will also work to enhance your sales skills, and experience in computers and software are increasingly important for agents as an educational, communicational and advertising tool.
While the requirements of becoming an insurance agent differ from state to state, nearly all states require you to obtain a license in the states where you plan to sell insurance.
To obtain a license, most states require applicants to complete pre-licensing courses and a state examination regarding insurance fundamentals and the insurance laws of the state in which you wish to practice.
Continued education is also required of most insurance agents, due to the expansion of products sold by agents. Once you've obtained your license, it's important to stay on top of tax changes and other state and federal regulations so that you can best address the needs of your clients.
Start Your Career Today!
Becoming an insurance agent can be an exciting and rewarding experience. Take the first step down the path of success by contacting your state's Division of Insurance for details specific to your state!
This information was provided by InsureMe, the leader in online insurance leads for the insurance industry. Since 1993, InsureMe has helped thousands of insurance agents succeed in the insurance business by providing top quality leads that are both detailed and affordable. For more information on InsureMe leads, please visit our agent Web site at agent.insureme.com.