Wisconsin debate focuses on liability insurance

Wisconsin lawmakers are reportedly considering a proposal that would increase the minimum amount of liability insurance that motorists are required to carry.

A report by Public News Service notes that Wisconsin currently requires coverage of $25,000 per individual, $50,000 per incident and $1,000 for medical expenses. However, governor Jim Doyle has reportedly called for raising those figures to $100,000 per individual, $300,000 per incident and $10,000 for medical expenses.

"People pay a lot for their auto insurance and then are shocked to find out later, when they are in an accident, that they don't have enough liability coverage and they're not fully protected," Robert Kraig of the group Citizen Action was quoted as saying in the report.

Elsewhere, the Capital Times in Madison notes that Wisconsin is one of only two states to not mandate auto insurance for motorists. State insurers are also warning that the proposal will increase premiums for state residents, who are said to have some of the lowest premiums in the country.

Liability insurance is an important part of any auto insurance policy that can affect the price of your own premium but which can also protect you in the event of a serious accident.

For help finding an auto insurance policy that suits your needs, visit InsureMe.com.