Learn to save before you buy car insurance online

The next time you set out to buy car insurance online, be sure to do your homework first and make sure you're doing everything you can to save money.

For example, on the MSNBC website, Today Show Financial Editor Jean Chatzky recently offered readers some ways to be sure they're getting their money's worth on their own policies.

According to the article, good ways to lower insurance costs include having a higher deductible and installing car alarms. Chatzky cites statistics showing that merely raising a deductible on collision and comprehensive from $200 to $500 can cut costs by up to 30 percent, while many companies offer a 10 percent discount for car alarms.

People who tend to drive fewer miles may also find themselves eligible for discounts, depending on their carrier. With that in mind, things like telecommuting, taking public transportation to work or simply having a job near home can also produce net savings of about 10 percent - again depending on one's insurance carrier. She also suggests that some adults who take refresher driving courses can get discounts.

Also, some companies will offer lower prices to those who buy car insurance online and receive electronic bills instead of paper ones.

For more information on low-cost auto insurance, visit InsureMe.com today.

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