Remember local factors when shopping for that online auto insurance quote

Getting an online auto insurance quote may be more important than ever if you're in an area that's prone to severe springtime weather.

According to the Insurance Information Institute, drivers can often overlook the potential that springtime hail storms can pose to their auto windshields and bodies as they shop for their policies.

"Hailstorms, which caused almost $2 billion in damage in the U.S. in 2008, are covered under a standard homeowner's insurance policy. Hail is also covered under your auto policy, provided you have comprehensive coverage," said institute vice president Jeanne Salvatore in a statement.

The organization notes that in some parts of the country that are more prone to hail storms, drivers can take advantage of deductibles that help them hold down insurance costs. The storms are said to be most common in the Rocky Mountain and Great Plains states, with Kansas tending to experience more damage than any other state.

For people whose cars are damaged by hail, the institute advises immediately covering any broken windows to protect the interiors from rain and further damage, and to also remove any broken glass from the interior of your car. Overall, people living in hail-prone areas should remember these factors next time they shop for an online auto insurance quote.

For more information about your online auto insurance options, visit InsureMe.com today.

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