Proposed Law Could Affect Car Insurance Rate

A coalition of activists and politicians are promoting a new safety law for teen drivers that could help many Americans hold down their car insurance rate.

The Safe Teen and Novice Driver Uniform Protection Act was introduced this week by Senator Christopher Dodd and other lawmakers. The bill would create a nationwide graduated driver licensing system that would largely apply to drivers under the age of 18.

Under the law, there would be three stages of licensing: learner's, intermediate and unrestricted. Those in the learner's stage would be banned from the non-emergency use of electronic communication devices and would be required to complete up to 50 hours of supervised driving and hold their learner's permit for at least six months.

The intermediate stage would include restrictions on passengers and nighttime driving, as well as the ban on non-emergency electronic communications. Drivers at least 18 years old would then be eligible for an unrestricted driver's license.

According to SafeRoads4Teens.org, 3,200 drivers aged 15-20 died in motor vehicle crashes in 2007, while 4,500 other Americans died in crashes involving young drivers that same year. Given these statistics, successful implementation of such a law could help many people avoid seeing an increase in their car insurance rate.

For more on securing peace of mind with your own car insurance policy, visit InsureMe.com today.

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