Safe Teen Drivers Help Families Save Big on Auto Insurances

Teen driver safety is such an important issue that the state of Florida has even begun providing an online tool where parents can check if their children have any tickets or other infractions that could raise the cost of auto insurances.

The online service can be accessed on the Florida Department of Highway Safety website by entering the last four digits of a teen driver's Social Security number and date of birth.

A recent report in the St. Petersburg Times provides some additional insight into the elevated safety risks that teen drivers can pose. For example, the newspaper notes that accidents with passenger fatalities are most likely to involve teens, in part because they are more likely to travel in larger, rowdier groups and because they may be more prone to things like texting while driving.

With that in mind, the newspaper offered some safety tips to parents of teen drivers. For example, parents are encouraged to let their children do the driving when they are together in the car, to give them more supervised driving experience.

Parents are also advised to have firm rules against alcohol consumption and failing to wear a seat belt, and to maintain a firm ban against cell phone use while driving as well as limits on the number of passengers allowed. Overall, with some simple safety steps, parents can avert potential tragedies while also maintaining reasonable costs on their auto insurances.

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