Car Insurance Companies Could Pay Out More if Helmet Law Repealed

AAA Michigan has come out a proposal to repeal the state's helmet laws for motorcycles, arguing that it could result in higher costs and more payouts by car insurance companies.

The motorist organization also warns that repealing a law mandating helmets will result in higher costs for state healthcare providers. In total, the group says that Michigan citizens would face $129 million in combined new costs if the helmet law is repealed.

AAA also predicts that repealing the helmet law would produce 30 additional motorcycle fatalities statewide each year, while also causing 127 more incapacitating injuries.

Federal statistics cited in the report show that the number of motorcycle fatalities increased by 7 percent nationwide in 2007, although helmets were credited with saving 1,784 lives that same year. The report states that 800 more lives would have been saved if all motorcyclists involved in these crashes had been wearing helmets.

Along with safety factors, an increase in accidents and medical costs can also result in higher rates for many policy holders because of the increased risk and higher financial burden for car insurance companies.

To learn more about affordable auto insurance, visit InsureMe.com today.

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