Diet and Exercise Impact Price of Life and Health Insurance

Americans who want to pay less for life and health insurance policies can start by exercising regularly and maintaining a proper diet to avoid medical conditions that can drive up the cost of both.

This issue is especially in the spotlight amid the ongoing debate over healthcare reform. A recent Reuters report focuses on how some lawmakers are considering a tax on soda and snack treats as a way to help pay for the reforms. Whether such a proposal is politically sustainable in the longer term remains to be seen.

Either way, researchers at Wake Forest University have determined that people with type 2 diabetes often fail to develop the proper eating habits that can help them maintain better health. This is significant because diabetics often pay more for life as well as health coverage.

Poor diet can also bring on heart disease and related illnesses that over time can be just as serious as smoking-related illnesses.

Overall, prevention is a key to paying less for life and health insurance. This includes eating plenty of vegetables and nutritious food in general while maintaining a regular exercise schedule and avoiding unhealthy habits like smoking and excessive drinking.