Florida Home Insurance Raises More Than Hurricane Issues

For people in the market for Florida home insurance, there's more than just hurricanes to be considered.

For example, a recent report in the Atlanta Journal Constitution notes that in the past, homeowner policies would cover mold damage that was related to accidental water damage such as that from a burst pipe or from storm damage.

The newspaper noted that this decade's severe hurricanes changed that, and that now Florida consumers must purchase a separate endorsement for their policies if they want to have financial protection against water-related mold damage.

Homeowners in other states would be well-advised to know exactly where their carriers stand on the mold issue, especially given how expensive and difficult it can be to clean up a mold problem once it sets in.

The cost of mold removal is compounded when considering the health problems it can raise for occupants of homes with such problems. With that in mind, people in the market for Florida home insurance have one more thing to consider when shopping for a policy.