Bill Passed to Reduce Uninsured Driving

03/9/2010

Auto insurance helps drivers pay for claims related to car accidents or other dangerous incidents. All states require consumers to purchase coverage, or have enough assets to pay for losses.

Still, many drivers remain uninsured. These individuals can increase costs endured by other drivers by requiring those with insurance to pay for claims from a car accident. These costs can then lead to higher premiums for motorists with insurance.

According to a recent report by Tulsa-based KJRH-2, legislators in one state are taking action against uninsured drivers. The Oklahoma House of Representatives passed a bill that would allow law enforcement officials to seize uninsured vehicles. It will now head to Senate for approval.

Republican Representative Steve Martin authored the bill.

"The average cost of an insured motorist vehicle accident being $11,000 to the victim, this is a huge cost to the state and time we get the uninsured motorists off the road," he told the television station.

By purchasing the minimum auto insurance coverage, motorists can save money while abiding the law. Still, these policies can be "very shortsighted," according to the Insurance Information Institute, which recommends people buy a minimum $100,000 bodily injury protection per person and $300,000 per accident.

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