Rising Rivers Create Flood Risk in the Midwest

03/16/2010

A major flood could lead to significant damage for homeowners living along the Red River, according to a recent report by Reuters.

Heavy rainfall has caused the river to rise two feet, already causing it to flood parks and streets within Fargo, North Dakota. Downtown parts of the city will soon rely on protection from dikes constructed by the National Guard, U.S. Army Corps. of Engineers and volunteers.

National Weather Services meteorologist Greg Gust said that ice within the river would slow the flooding, which could give Fargo residents "just a little bit of breathing room, not much," he said. Clear skies paired with mild temperatures are likely to contribute to additional melting in the Red River Valley.

Intense storms forecast for the Midwest could also cause rivers to rise and create flood risk for those living throughout the region.

Homeowners facing flood risk should check with their home insurance provider to see if water damage would be covered. Since most home insurance policies do not cover such losses, homeowners may choose to purchase a plan through the National Flood Insurance Program. The program is operated by the Federal Emergency Management Agency and offers quotes based on flood risk and policy value.

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