8/2/2010
One thing that contributes to more accidents and, in turn, higher auto insurance rates nationwide, is traffic congestion.
With that in mind, the Department of Transportation has announced some new funds that will help states lower their traffic congestion rates. Among the states receiving funds under the Federal Highway Administration's Value Pricing Pilot Program will be California, Florida and Texas.
Under value pricing, a great focus is placed on encouraging more drivers to be on the road during less common times of the day. For example, some employers allow their workers to avoid rush hour by adjusting the time when they arrive and depart from work. In other cases, workers can avoid rush hour altogether and save money on their auto insurance premiums by telecommuting and getting low-mileage rate discounts.
"These projects show that states are developing new ways of thinking about how to manage congestion," said Transportation Secretary Ray LaHood.
In order to avoid accidents and hold down their auto insurance rates, motorists are generally advised to be aware of pedestrians and fellow motorists at all times. It's also important to avoid texting and engaging in other unsafe behaviors behind the wheel, and to be sure to drive only when well-rested.