Sprinkler systems help save lives, homes

11/2/2010

For many people, a house is their biggest investment and most valuable asset. It's important to have homeowners insurance in the event of a natural disaster. Policies can help replace damaged possessions that would otherwise be too costly to purchase again.

Some people refrain from purchasing insurance because they feel coverage is too expensive. However, there are a number of ways to cut back on costs. Policy rates frequently vary depending on the exact amount being covered. Furthermore, safety features like security systems and sprinkler systems can sometimes qualify homeowners for discounts.

The National Fire Protection Association (NFPA) notes that sprinkler systems are becoming more common in newer buildings because of tougher laws and regulations.

Even more important than the potential savings on insurance and taxes sprinklers may bring is the protection for something that a price tag can't be placed on - human life. Along with smoke detectors, a sprinkler system can help save loved ones as well as possessions from a costly fire.

Homeowners who are considering having a sprinkler system installed should consult a professional to make sure proper standards are met.

ShareThis